Debt

OH please let me jump all over this. You want to find a credible debt management service? Go to your bathroom, if you have not been evicted yet, look in the mirror and bam! I’m not trying to be a smart ass, but there is no such thing as a debt management service. Only people that are too stupid to handle their own bills and seek someone to help them. This is America, no one is going to help you without getting something out of it. Even if you find a government, local or national, with an agency to help people get out of debt remember this, they are getting paid to do it either by direct government check or credits for volunteer work which are means to another end. No human being in the history of man kind has ever helped someone get out of debt for free.

This is not a sinical look on society but the plain simple truth. Tell me the most pure innocent and true story you can come up with and I promise you one side of the story made a profit of some type. And yes, when a parent pays off a childs debt or just helps, its for a personnal reason of that parent, either to protect the family status or gain some form of personal gratification. If you are in debt, it is your fault. Not your ex-spouse that did whatever. Not the degenerate that scammed you, or broke into your house. Not the government. Not the guy or gal that stole your identity.

It’s your fault. We all are rookies at credit no matter how much our families prepare us. At some point you either learn to handle it or don’t. If you don’t, then why search for someone to bail you out? Either declare bankruptcy through the state and not an attorny and give up what the creditors are due or just jump off a bridge. Both ways you are still a burden on society, but if you do it the legal way at least you will have some self respect to rebuild with. The reason the United States is in financial crisis is because idiots don’t or can’t pay their bills. Banks try to discriminate between people that can and can not repay loans or mortgages but in the end, they are either lied to with false paperwork or get sued because someone they rejected had an interest group behind them.

After awhile the banks get too many failures to pay and have no more money to lend. Hince, the current situation, created by degenerates that can’t manage debt. So what if you lost your job, or had some personal crisis. You have a legal obligation to repay, and if you can’t protect that obligation from the unseen than you are a degenerate. I don’t care if aliens came down and stole your money and job, or if God struck you down. You made a legal commitment to repay the loan, by having a job or insurance to make up for the loss of that job. No institution is going to make it easier for you. They all require a fee or other accomodations. Bottom line: The constitution does not give you the right to eat, and especially not the right to have the same luxuries as everyone else. If you want something work for it. If you need a loan, PAY IT.