The settlement approved by the federal court judge, Judge Dow, is a disgrace to the judicial system, and wreaks of unjust enrichment by the defendant.
With new services make going without a bank easier. But should you?
When it comes to purchase protection, credit cards are much more powerful than debit cards. This power was endowed on them, by The Credit Card Accountability, Responsibility, and Disclosure Act, also known as the Credit Card Act of 2009. It places a maximum limit on overdraft fees, in addition to the following restriction: credit card users cannot be charged more than once within the same billing cycle for over-the-limit purchases. Credit cards users also have the exclusive, convenience to purchase goods and services without having to use their own money up front, and these facts are what set them apart from all other cards.