Most people have lack of desire to reach wealth. That is why they get financial failure.
Young people have a problem with personal finances and there is a perfectly good reason. It isn’t taught in high school. Not the specifics, anyway. It is taught in a wider range of social studies but not in a way that matters in managing a person’s personal finances. Raising awareness is the first step in getting this situation corrected and also having teachers certified to teach personal finances. In a recent survey of high school students tested only 47 percent scored well. That leaves over 50 percent of high school grads out in the cold and victims of the financial system.