This article addresses the differences between discretionary and disposable income when composing a family budget.
Mothers have invented numerous items to help make our lives easier.
The huge numbers of "disposable" baby diapers that are not "disposable" not only is overwhelming our landfills, their production is leaving a HUGE "carbon footprint".
Cloth Diapers or Disposables – what should you choose? Which will be better for your lifestyle and your baby? How would you make a good decision?
It’s been said that big things come in small packages. It’s an expression many of us hold true. Yet in the course of a year it is these same so-called little purchases that can add up to hundreds even thousands of dollars over time. It seems that as our standard of living increases, our disposable incomes shrink dramatically. With this in mind, here are some common purchases guaranteed to eat away at, not only your disposable income, but also your financial security.