If you want to cut your grocery bill, but still have food on the table, check out these three tips.
With the cost of living ever increasing and paychecks seeming to not go as far as they did just a few years ago, many have had to make some drastic cuts to their finances. Of course, turning the thermostat up, not taking as many long-distance trips, and cutting back on extracurricular activities can help. That said, for many families, the cost of groceries remains one of the largest budget busters.
There are many independent coupon sites that now allow store patrons to print coupons from their home computer. P&G coupons can be found in the local Sunday newspaper. The magazine “all you” usually contains at least $50 worth of coupons in each issue. Furthermore, you can also visit the websites of major grocery manufacturers, such as General Mills, and take advantage of free samples and coupon offers. Once you have a stockpile of coupons, look for a grocer that doubles coupons or supplements them with in-store reward discounts.
2. Ad Matching
Some big-named grocers, such as Wal-Mart, guarantee they’ll match the lowest prices of their competitors. Unless you’re willing to devote countless hours to finding, clipping, and organizing hundreds of coupons, ad matching can be the most feasible, time-friendly method of cutting your grocery bill. Most stores release a weekly circular to advertise the products they put on sale each week to draw in customers. These circulars can be printed online or collected from local newspapers. Don’t just print the ones from the stores you frequent. Do a local yellow page search for all the grocers, dollar stores, wholesale markets, and such in your area and print them all. You may have different stores available in your geographical area, but I print the following circulars and ad match the prices at my local Wal-Mart:
* Family Dollar
* Dollar General
* Fred’s Discount Store
* Piggly Wiggly
* Winn Dixie
* Sunflower IGA
* Rite Aide
Once you have all the circulars printed out, simply use a marker to circle the items you’d like to ad match for a lower price. Between the special sales that each store runs, I can usually obtain everything on my grocery list for a discounted price.
3. List It Out
One last tip to save on groceries would be to make a list of the items you need, including specific meal plans and household goods that you’re running low on. You can correlate your meal plans with any coupons and discount ads you find from the above. While you might have a craving for roast and potatoes that would cost you $15-$20 dollars, it’ll be much cheaper to have lasagna when you have an ad match and coupons for the noodles, meat, cheese, and tomato sauce.
Make sure that you:
* Stick to your list.
* Don’t go to the grocery store hungry.
* Try to leave the kids with a babysitter so that they don’t beg unneeded items into the buggy or distract you from your shopping plan.
Published in: Personal Finance