Getting any type of quote online, from insurance to cash loans and housing loans, has become as simple as clicking a few buttons.
A fast-paced world means time is precious, and this is where the internet has proved to be one of the biggest changes in the way we conduct business. Getting any type of quote online, from insurance to cash loans and housing loans, has become as simple as clicking a few buttons. Businesses want consumers to use their online services because it is more cost effective than traditional bricks and mortar, while at the same time it benefits the consumer because they can shop around and gather all the relevant details to help make an informed decision without sales pressure.
The biggest benefit provided by companies embracing the internet has been the ability for consumers to shop around quickly and in the comfort of their own home. Whereas once you would need to physically visit a business and talk over your options, businesses now offer fast and convenient online services. Whether it is financial services or car insurance, major and minor players in all industries offer a digital platform where you can often enter simple information to help find the right product for you. There are also websites that have access to multiple companies and products, making it a virtual one-stop shop. Finance and mortgage brokers have also embraced new technology where accessing a range of options and products has been made even easier.
Taking the hassle away
Getting a quote online is usually hassle-free. Good websites will have forms or fields where you can fill in the required information and a range of products that suit your needs and circumstances are then offered. Quotes can be printed using your home printer or emailed to you. The terms and conditions of those products are readily available also. When you have chosen the quote that’s right for you, it is often as easy and clicking a button to continue on to make the purchase or organise the product – there is no filling in mountains of paperwork. There will be plenty of prompts as double checks along the way make sure you are comfortable and confident with the information. Just remember to be honest with the information you provide and to read all of the terms and conditions associated with any products you purchase or organise online to avoid any surprises later on.
Discounts often apply
As businesses warm to the shift towards consumer preference for the internet, they regularly offer discounts on products that are bought or organised online. It’s worth checking this out while shopping around as it can often result in significant savings. It may be on one product or when you bundle several similar products together from one business. If you can’t see a discount offer on the website, it can pay to ask. Contact details are easy to find so flick them an email or use an online enquiry form to find out more.
Security is vital
The protection of our personal details is a big issue today as cyber criminals think of new ways to steal our information and use it for illegal gains. For this reason it is important to only give recognised companies and websites your information. If you are not sure, do some research to allay any fears. A good way to check on a website’s security is to look at the web address bar. If you have decided on a product and you are going to a web page where you are being asked to provide payment details or sensitive information, look at the address bar: it should start with “https”, with the “s” meaning secure. Depending on your computer’s operating system, they should also be a security icon in the form of a padlock somewhere in the window of your web browser. Just remember, if something sounds like it’s too good to be true, then it probably is!
Published in: Personal Finance