Save Before It’s Too Late
by Stephen Nico on May 29, 2008 with 1 Comments
Save this for the rainy days.
I know that all of us want to earn money and have them saved for future use. We all want to have extra money in our pockets so that we will be able to buy the things we need and the things we want. We even exerted much effort on the jobs we have and end up having sidelines just to earn more than usual. It is also evident that we really have to save money so that we will have something to use in case of emergency.
In the world that we live in, we cannot predict as to what will happen hours or days later. Sometimes, we even end up shocked by the fact that we really need a certain amount of money but find out that we have zero balances in our bank accounts and have only a single centavo in our pockets. And this will be a chaotic experience right?
Because most of us spend a lot, we are not able to save money. Also, we really wanted to save money but the thing is that we spend even more than what we earn, thus, we end up lending from those who have.
In order to save money, one must have to create a daily list of everything you spend everyday. By doing this, you will know how much you spend for the different household needs. But be sure that you write down all the expenses because this activity will just be futile if you forget to write down some of the expenses you incurred in a day. With this, you will be able to evaluate and tell as to which part of the list you are spending more and which expense must have to be reduced in order to save money. Also, you can tell if you really need to spend money for that certain item or not. This is because, if you don’t really need that item, why bother spend, right?
Another way by which you will be able to save money is to sell you junk. As a saying goes, “There is money in garbage!” We all know that garbage (empty bottles, tin cans, metals, papers and other recyclable or reusable materials) can be sold to specific retailers. There are even garbage collectors who are sustaining their needs through collecting garbage. It can be a source of income for savings, though; it’s just a small amount of money.
I am suggesting you to “Do what you love and love what you do!” You have to love the job you have or what you are doing so that you will feel at ease and comfortable with it. It will push you to stay longer or even forever in the company you are working with. You just have to love your job and everything will follow, especially money! On the other hand, if you hate your job, you will not have a positive outlook and attitude towards money. Here’s a clue, you just have to count the tic-tac of the clock! Just think that every second means every centavo. This will help you love your job. But we must have to consider quality work first, of course! You have to perform your job well, enjoy it, learn more, and you will earn more!
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Published in: Personal Finance












Lance | Jun 12, 2008 | Reply
Wow!!! Nice article!!!