Insurance Company’s and Legalized Extortion

We all need to pay insurance companies for something.  I am not sure it is the protection they present it to be, but it something, someone tells us we must have.  Can you imagine that we actually have a government both federal and state that actually has the nerve to tell you that you must pay the piper, or you will not be able to function in this society.  It is true, they won’t let you drive without it and that is not for your sake, it is for the others who do drove without it.  You have to have house or apartment insurance or they won’t let you live anywhere but in a tent, just as long as your property insurance is paid up.  You are told that you don’t have to buy insurance for your television, washer, dryer, dish washer, tools, and toilets, computers, IPhone, and ATT Phones, you’re your new storm door, because if you don’t they are going to definitely break, and when they do, you won’t be able to get anyone close to a live person online, or on the telephone who will even listen to your plight.  The truth is that if they would sell products that wouldn’t break just after you bought them you wouldn’t have to buy insurance at all!  You see folks the big product producers don’t care about you at all, and are in bed with the insurance companies.  They can make products that last a lifetime, and I have been told by the government that that is a bad thing because that would take away so many repair man jobs that we as a nation would fall.  This sounds funny, but I am not laughing.  I know they have come down on inventors who have made tires that will go over 200 thousand miles, and engines that will last a human life time.  If you come up with a product that good, that last too long, the government they will come after you.  The next thing they will do is call it a national security issue and take the invention from you.  Remember it is not about the people having the power; it is all about them having it.  The insurance companies are getting rich even with billion paid out for the latest national disasters.  In fact I should let you know that companies such as Allstate and State Farm still owe homeowners money for the damage left behind by Hurricane Wilma, in Florida.  There are over 600 cases still open today!  Insurance companies are not in the business of protection; they are in gambling business and do everything in their power not to pay claims.  Did you ever read an insurance policy?  First of all they are purposely written in language that would totally confuse the most experience lawyer, and if and when you ever decipher one you will find that the small print pretty well says that most of what you originally purchased it for is not covered.  Now that we are clear on that, we need to look at what our idiots in Washington allow them to do.  Our government who loves us stands back and lets the insurance companies offer us riders and sub policies that will cover what you thought was covered already.  You see you have to buy insurance so that you insure the insurance you have purchased in the first place, because you won’t be covered if you don’t.  then you have to buy insurance because the policy you have on your appliances only cover them if they die by themselves, but if you used the appliance, you will need another policy that covers acts of God and wind!  If you do this, and purchase all of the needed policies than you are ok as long as it don’t flood, because wind is believed to be an Act of God, but floods, that’s a different story.  You think I am kidding?