Two people are wasteful will have problems for years. But frugal people who tend not to enjoy happiness. The couple is considered ideal is a partner of wasteful and frugal, they can communicate better and more balanced.
One of the problems of households that are often triggered fights are financial. Financial problem is indeed difficult to avoid, but can be minimized with good communication.
According to Kelley Keehn, a financial expert and author of “The Money Book for Everyone Else ‘, the two personalities are most commonly found is the wasteful and the frugal. Both are precisely balanced if incorporated in the household.
Do you always complain with the couple spending that is often spent playing golf? Or you have difficulty paying credit card bills each month? To overcome this, consider the following tips from the Keehn, as reported by the Life and Beauty Weekly.
Learn Your Financial Style & Couples
Does your partner always calculating? Or you spend money on things that are not important? Identify the style of your finances with your partner and your partner and find the best way to manage household finances. If you do not agree with his opinion, talk with caution because this topic is quite sensitive. Most importantly do not jump to judge and blame. Give questions and listen to reason, so he felt more appreciated.
Having a Joint Savings
If you and your spouse both work, make a savings plan. Each of the pair can allocate some percent of their income to put into the savings account plans. Keehn suggested, do not have much savings but have got better than nothing at all. Discuss things that are pleasant from the savings that result. Do you want to use for foreign holidays, buying a car or house. In this way, each pair is harder to save.
Wishes you and your spouse are often opposite in using money. Eventually cause a quarrel. The only way is to compromise with each other. Let’s say you want to use the money to repair the house while the husband prefers to pay the cost of education your child until she graduated from high school or college. You can explain to your partner, if you want to expand your little room to play and learn more freely. If the spouse does not agree, do not fuss too much, because basically he’s a good decision, so that later you and your spouse do not rush to pay children’s education. You can expand the small room next year or subsequent years.
If you are very hard to overcome financial problems, see a third party. You and your partner can talk about the financial advisor. He can help find a solution around your finances. There is no harm in seeking help from financial advisors for the sake of the integrity of the household.
Published in: Personal Finance