34 Ways to Save Money
This is my 34 best ways of how to save money, don’t try them all at once, try your favorite ones first.
Crying when you see the money that you have to pay someone else with? Well then, I have some tips on how to save some of that money so you don’t have to worry so much with money.
Make Sure You Have A Mortgage That Suits You!
Ok then, mortgages are one of the huge money consuming assets that unfortunately nearly everyone has, but you could actually save on it! Don’t just go to a bank or something like that because they usually offer you something that is terrible with nothing you want and too much to pay. So call on the help of a Financial Advisor, they have access to thousands of mortgages and can find the best deal for you, this could save you thousands!
Clear the Credit Card
Ok then nowadays with money getting tighter people are paying by their credit card, DON’T DO THIS! Unless you really have to as otherwise you are just dodging this payment but also making the debt worse. How does it get worse? Well it gets worse as you will have to pay it off plus an added interest plus whatever else you spent with your credit card! So instead pay it off, I suggest doing it little by little of your income and don’t add any more onto it!
Change the Bill Companies!
Right then your monthly bills could be more expensive than what you need! Search on a reliable website for the cheapest deals and you could be saving in no time.
Change the Phone Providers
So you might think that your current provider is great, but is it that great? Do a simple search; you might be able to find another small company which offers nearly the same but for less!
Don’t Use Your Mobile Much?
Well many people who are in a contract might actually be able to save money by switching to a Pay as you go phone contract, pay only the money that you spend so no extra costs! Check the small print to see if you have to pay a certain amount each month, if you do then look for a different one as you should only go onto one which lets you top up whenever you need to and not actually at the end of each month.
Don’t Buy Expensive Clothes!
Ok don’t buy expensive, designer clothes, they’re not needed! As long as you look good in some cheap jeans and a top then you don’t need to spend very much! Don’t forget cheap clothes don’t mean that they’re hideous; it means they are easy and cheap to make.
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Published in: Personal Finance











Hein Marais | Jun 17, 2008 | Reply
Jon | Jun 25, 2008 | Reply
No Tips?!?! This is by far the most absurd idea on this list. If you are going out chances are that you are being waited on and waitresses are dependent on their tips to make a living. (Waitresses do not even make minimum wage, when I was a waiter I made just over $2 an hour, thats only a little more than $20 per day)
Matt - The Author | Jun 26, 2008 | Reply
Hey it’s not your problem that they don’t get minimum wage, if you want to give them a tip then do but this is to save money on things that you don’t need to do. Anyways you don’t need to follow all of them as they are just suggestions.
Debbie | Jul 7, 2008 | Reply
If you aren’t going to tip, don’t go out. Period. You’re wasting a space for someone that might tip. It’s expected that in tipping jobs that they’ll make the rest of the money in tips. You obviously don’t know what it’s like to be in a tipped situation.
Matt - The Author | Jul 8, 2008 | Reply
Yes but going to a resteraunt isn’t all about the tipping, yes it’s nice to but that is not the main reason of why the owners want you to go it’s so then they can get money on the cheap.
Denise Kawaii | Feb 25, 2009 | Reply
I agree with the others above that tipping shouldn’t be dropped if you are out at a restaurant that requires tipping. Perhaps instead of stopping with the tipping altogether you find local restaurants where tipping isn’t required? I know that those places aren’t always easy to find depending on where you live – but they do exist.
Denise Kawaii | Feb 25, 2009 | Reply
… hit the send button too soon! I also wanted to add that the other suggestions in this article are great