Turn Expenses Into Cash – Phone Edition

The bottomline is you can either increase incoming funds or reduce outgoing funds in order to make money.

This article is about how to reduce your cash outlays since you have more control of your expenses.

My basic premise in cost cutting ideas is to determine needs, and alternative choices that may be less expensive.

Needs::

(….and if you want formal  Psychological stuff…hit the link below)

http://www.answers.com/topic/maslow-s-hierarchy-of-needs

Some needs are obvious like eating. (this is not  about eating healthy but on eating cheaper …just a personal life style choice which may kill you  sooner rather than later …..and on an ironic note, remember death is the ultimate way too reduce expenses.)

Other needs are more of a personal choice ( my dogs simply has to get a massage every Thursday).

What is important to one person may not be important to another person,  but it is all relative and if reducing expenses is worthwhile to you than that is what this article is trying to accomplish. I certainly don’t have all the answers  (just ask my boss) but would like to provide a submission for your information.

And if you can’t say something funny about someone/something than what’s the point.

I’d like to start off with the telephone expense .

Chances are you talk on the phone (since smoke signals harm the environment, can and string has distance,  zoning and quality issues, and beating drums won’t be tolerated by the neighbors (even the ones that “keep to themselves” ).

I receive maybe 8 phone calls a week , my girlfriend, my best friend ,  my cousin (no its not Vinny) and 5 telemarketing calls,  typically for insurance , “Help save”  the sand grains  of the Mojave Desert charity,  vote for Mickey Mouse for president (I just love living in New Hampshire during presidential primary time),  re-siding my house with recycled  potato chip bags and fertilizing my lawn with bat manure.

My out bound calls  also total around 8.   My girlfriend, best friend,  cousin (yes this time its Vinny), Wongs Pizza, Sals  House of Pleasure (don’t ask), Titto’s Critter control service (I gotta clean more often), “Dial a confession”, and my mom ( no mom ..not necessarily in the above order).

I had  an “old fashion “ land line (circa ATT 1960’s) costing me about  $35/month or annual phone cost of  $420 (or if you’re into gardening  a perennial cost of $420 ?)

So I hear about Magic Jack .   I’m  typically leary of things magically jacked but decided to look into it.  It turns out that for a one time fee of about $20 (for my man Jack‘s unit) and an annual/perennial fee of $20,  I can meet all my telephone needs for under $40 for the first year and only $20 a year after that assuming I can adapt to the quirks of my little friend. Most calls are fine but I get occasional echoes (like you were calling from the grand canyon ) and time delays ( like the astronauts calling from the moon to mission control) 

So I can save close to $400/year on my phone and have more funds to go to Sal’s

Here’s Magic Jack’s link…….it really can save you money………also .look into Magic Jack Plus.

http://www.magicjack.com/6/index.asp